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Know Your Risk Management

By: Sallie Deitz
Posted: June 2, 2009, from the June 2009 issue of Skin Inc. magazine.

page 10 of 12

Some topics are better shared in the offices of paid professionals rather than in a discussion with a friend, delivered in a panic over a martini. Make certain you have the best resources in front of you for conversations involving a potential liability.

Debbie Higdon of Associated Skin Care Professionals serves in risk management and offers, “I’m often the first person skin care professionals talks with if a claim is made, and I can hear the anxiety in their voices, even if they don’t believe the claims have merit. Having someone to turn to is so important to them. They are always so relieved to have the matter settled.”

There is nothing like having calm, well-trained professionals at the other end of the phone when you need them. Additionally, when reviewing your insurance policies, wording can quickly get confusing. It’s always a good idea to have a qualified insurance agent, broker or attorney assist you with the review.

Know yourself

Having an emotional safety net in place for support is invaluable with the busy lives people lead today. It is imperative you have people around you who care for and support you as an individual.

If you feel at risk personally, it is vital to enlist the help of a good therapist or mental health specialist to work through difficult issues. Risk management issues can crop up around people having a loss of confidence, and a domestic issue or personal problem can affect the way you are functioning on the job, thus lowering your ability to concentrate or perform well. Knowing yourself and when to reach for help is simply good business.